Portfolio rebalancing

Tax-Smart Rebalancer

Get back to your target mix without a tax bill. Sales happen only inside tax-advantaged accounts. In taxable accounts, new money buys whatever is underweight and nothing is sold.

Not investment or tax advice. This is a math tool that applies the targets and rules you choose to the numbers you enter. It doesn't know your full financial or tax situation. Check every trade before you place it, and talk to a licensed professional if you're unsure.

1Target allocation

What mix are you aiming for?

100%

Rebalancing band

Only sell when a class drifts this far relative to its target. At 10%, a 50% target can range from 45% to 55%.

Never sell anything. Invest new money only.

2Accounts and holdings

Current values, plus any cash you're adding

Results are estimates. Selling inside IRAs, 401(k)s and HSAs generally doesn't trigger capital gains tax, but check your plan's fund menu and trading rules before placing orders.